Corporate Retirement Plans & IRAs

Retirement plans offer many attractive benefits to employers by helping to retain experienced employees, attract qualified applicants and provide tax benefits through the deductibility of employer contributions. Whatever the size of your company, we can create a retirement plan having the features, benefits and flexibility best suited to your business. Our experienced team will provide professional management and advice to ensure the plan’s assets are invested prudently and administered affordably, offering your employees comprehensive services they won’t find at other providers.

We service a variety of corporate retirement plans, including:

Individual Retirement Plans

Whether you are opening your first retirement account, making an annual contribution, transferring or converting an existing account or rolling over an employer-sponsored retirement plan, our investment staff will work with you to develop your individual financial goals now. That way, you and your family can look forward to a brighter, more secure future. At Commonwealth Bank & Trust, we provide the highest level of service and accessibility, from our dedicated investment team to secure online account access and detailed quarterly statements.

There are two main types of individual retirement plans. Our investment team will help you select the plan that’s right for you:

Traditional IRAs offer:

Roth IRAs offer:

Contributions may continue to be made after age 70. Accounts can be established through either the rollover of a distribution from a qualified retirement plan, such as a pension, profit sharing plan or 401(k) or through Annual contributions from earned income in amounts that are within prescribed limits. Contributions may or may not be tax deductible depending on your specific situation and the type of IRA to which you contribute.

Our investment staff will work with you to develop your individual financial goals now, so you can look forward to a brighter, more secure future. Whether you are opening your first retirement account, making an annual contribution, transferring or converting an existing account or rolling over an employer-sponsored retirement plan, we have a number of solutions to meet your particular retirement situation.


Not FDIC Insured. Investments Not Guaranteed. Investments May Lose Value. Fees may apply for services. Consult your tax attorney or CPA for details on tax benefits.