Rates

Consumer Lending Rates

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Deposit Rates

Checking Rates

_{Rates effective for the week of 4.19.2021}

Account Type	Min. Balance to Obtain APY*	Interest Rate	APY
Smart	N/A	N/A	N/A
Extreme	$0 to $10,000 $10,000+	1.98% 0.02%	2.00% 0.02%
Premium	$0 to $10,000 $10,000+	0.05% 0.15%	0.05% 0.15%
Student	N/A	N/A	N/A
Golden	$0 to $4,999 $5,000 to $24,999 $25,000 +	0.02% 0.05% 0.10%	0.02% 0.05% 0.10%

_{We may change the interest rate and APY at any time after the account has been opened.   *Fees could reduce earning on the account.  **Rates subject to change.  ^Extreme Rate 2.00% Annual Percentage Yield (APY) paid on balances between $0.01 and $10,000, and 0.10% APY paid on all amounts above $10,000 each cycle the minimum qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning Base Rate 0.01% APY; however, it will not receive ATM fee refunds for that time period. A $5.00 monthly fee will be charged for paper statements. Rates as of July 23, 2018. We may change the interest rate and APY at any time after the account is opened. No minimum balance required; however, you must deposit $100 to open this account. Available to personal accounts only. Limit one Extreme Checking account per Social Security Number/individual. Ask a banker for details.}

Savings Rates

_{Rates effective for the week of 4.19.2021}

Account Type	Min. Balance to Open	Min. Daily Balance to Obtain APY*	Interest Rate**	APY
Statement	$100	$100	0.02%	0.02%
Prime	$5,000	$0 to $4,999 $5,000 to $49,999 $50,000 to $99,999 $100,000+	0.02% 0.10% 0.10% 0.20%	0.02% 0.10% 0.10% 0.20%
Minor Statement	$100	$0	0.02%	0.02%
IRA Savings	$100	$0	0.03%	0.03%

_{We may change the interest rate and APY at any time after the account has been opened.   *Fees could reduce earning on the account.  **Rates subject to change.}

Money Market Rates

_{Rates effective for the week of 4.19.2021}

Account Type	Min. Balance to Obtain APY*	Interest Rate**	APY
Personal Money Market Savings	$0 to less than $10,000 $10,000 to less than $50,000 $50,000 to less than $100,000 $100,000+	0.02% 0.10% 0.10% 0.20%	0.02% 0.10% 0.10% 0.20%
Business Money Market Savings	$0 to less than $10,000 $10,000 to less than $50,000 $50,000+	0.02% 0.10% 0.20%	0.02% 0.10% 0.20%

_{We may change the interest rate and APY at any time after the account has been opened.   *Fees could reduce earning on the account.  **Rates subject to change.}

CD/IRA Rates

_{Rates effective for the week of 4.19.2021}

Term**	Interest Rate^{^}	APY^{^^}
1 Month (CD Only)	0.10%	0.10%
3 Month	0.10%	0.10%
6 Month	0.20%	0.20%
1 Year	0.30%	0.30%
2 Year	0.40%	0.40%
3 Year	0.45%	0.45%
4 Year	0.50%	0.50%
5-10 Year	0.50%	0.50%
IRA Savings	0.03%	0.03%

_{$500 minimum to open.  **A penalty may be imposed if there is an early withdrawal from the account.  ^Rate subject to change.  ^^Assumes that interest will remain on deposit until maturity.}