Privacy Policy

What does Commonwealth Bank & Trust Company, Inc. do with your personal information?

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

When you are no longer our customer, we continue to share your information as described in this notice.

How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list all the reasons financial companies can share their customers’ personal information, the reasons Commonwealth Bank & Trust Company chooses to share, and whether you can limit this sharing.

Reasons we can share your personal informationDoes Commonwealth Bank share?Can you limit sharing?
For our everyday business purposes —
to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes —
to offer our products and services to you
YesNo
For joint marketing with other financial companiesYesNo
For our affiliates’ everyday business purposes —
information about your transactions and experiences
YesNo
For our affiliates’ everyday business purposes —
information about your creditworthiness
NoWe do not share
For our affiliates to market to youNoWe do not share
For our nonaffiliates to market to youNoWe do not share

QUESTIONS?

Commonwealth Bank & Trust Company
Attention: Compliance Officer
4912 U.S. Highway 42
Louisville, KY 40222

Jefferson County: 502.259.2000
Shelby County: 502.633.1000
Northern Kentucky: 859.746.9000

Email
Customerservicecenter@cbandt.com
(please do not include confidential information in any email message)

Who We Are

Who is providing this notice?
Commonwealth Bank & Trust Company.

What We Do

How does Commonwealth Bank & Trust Company protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings including physical, electronic, and procedural safeguards.

How does Commonwealth Bank & Trust Company collect my personal information?

We collect your personal information, for example, when you:

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

State law and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates – Companies related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates – Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Joint marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

*Revised September 2014