CDs & IRAs

Earn more on your money at a rate that’s guaranteed when you open a Commonwealth Bank & Trust Certificate of Deposit for as little as $500. We offer a variety of term lengths to help you meet your savings goal.

For information on FDIC rules and limits, and to determine insurance coverage, visit the FDIC’s Electronic Deposit Insurance Estimator (EDIE) at

Rates effective for the week of November 22, 2021.

Term**Interest Rate^Annual Percentage Yield^^
1 Month (CD Only)0.10%0.10%
3 Month0.10%0.10%
6 Month0.20%0.20%
1 Year0.30%0.30%
2 Year0.40%0.40%
3 Year0.45%0.45%
4 Year0.50%0.50%
5-10 Year0.50%0.50%
IRA Savings0.03%0.03%

$500 minimum to open. Public Funds may not be used to purchase any Commonwealth Bank CDs.
**A penalty may be imposed if there is an early withdrawal from the account. Ask a banker for details.
^Rate subject to change.
^^Assumes that interest will remain on deposit until maturity.