Personal Savings

Savings accounts help you keep your hard-earned reserves safe and secure. We offer traditional savings accounts, CDs and IRAs to help you make the most of your money. With a range of personal savings accounts, we make it easy to choose the one that best fits your needs and lifestyle. All personal checking accounts come with Online Banking and e-Statements.

Choose from one of Commonwealth Bank & Trust’s options to help meet your savings goals.


Personal Savings Rates

Rates effective for the week of 5.9.2017
Account TypeMin. Balance to OpenMin. Daily Balance to Obtain APY*Interest Rate**Annual Percentage Yield
Statement$100$1000.10%0.10%
Prime$5,000$0 to $4,999
$5,000 to $49,999
$50,000 to $99,999
$100,000+
0.10%
0.35%
0.50%
0.50%
0.10%
0.35%
0.50%
0.50%
Minor Statement$100$00.10%0.10%
IRA Savings$100$00.03%0.03%

*Federal regulations limit the number of withdrawals and/or transfers that may be made from a savings account by telephone/PC transfer, pre-authorized transfer, check or debit card. You are limited to six withdrawals and/or transfers from your savings account each month by pre-authorized transfer or telephone/PC transfer, including bill payments. And, if the account permits, transfers by check or debit card.
We may change the interest rates and APY’s at any time after the account has been opened. 
 See detailed product pages above or ask a banker for details.