We’re in Your Neighborhood!

When it comes to banking, we know what matters to our clients. We’re your neighbors and your friends. We’re your personal advisors and the experts you turn to when tough financial questions arise. When you walk through our doors, we’ll greet you with a smile and respect. Because at Commonwealth Bank & Trust, what matters to us is YOU.

We are excited to restore the long, successful history of community banking to the corner of Dudley Road and Thomas More Parkway. We take our “Banker in the Family” approach to heart, and we are thankful for the opportunity to serve you in our newly-renovated space. 

As a full-service bank, Commonwealth Bank will offer the Edgewood community traditional in-branch services, two Interactive Teller Machines with extended banking hours and easy-to-use online and mobile banking options.


 

NMLS #597475 *Subject to credit approval. Offer available for a limited time on our ten year home equity line and may be cancelled without notice. The promotional Annual Percentage Rate (APR) will be fixed at 2.49% and will not increase until the thirteenth month after the date of the loan closing. After the introductory period, the loan will become a variable rate loan. The subsequent APR may vary from prime rate to Prime plus 3.00% (margin is dependent on the amount of the line and credit score). The Prime rate is based on the Wall Street Journal and published in the Money Rates table. On March 16, 2020 that rate was 3.25% Floor of 3.25% Maximum rate of 24.00%. For this example, based on $1,000 at a rate of 3.25% the payment will be $2.76 for every $1,000 borrowed. $50 minimum monthly interest payment required. Balloon payment required of any balance remaining at end of term. Property insurance is required. Minimum line amount of $5,000. $199 line origination and renewal fee; $50 annual fee; prepayment penalty of $300 or 2% of the loan amount (whichever is less) if paid off within first 3 years (excludes renewals). New home equity lines of credit secured by primary residence only. Applicants must successfully meet our Home Equity Line credit standards. Alternative rates and terms are available. 

Ask your Banker about our LOW HELOC Rates!    859.407.7110

 


 

REQUIRED QUALIFICATIONS EACH CYCLE:
10 DEBIT CARD PURCHASES WITH A $5 MINIMUM PURCHASE MUST POST & CLEAR YOUR ACCOUNT  •  1 DIRECT DEPOSIT OR ACH (AUTOMATED CLEARING HOUSE) MUST POST & CLEAR YOUR ACCOUNT  •  ENROLL AND RECEIVE YOUR STATEMENT ELECTRONICALLY† (E-STATEMENTS)

*Extreme Rate 2.00% Annual Percentage Yield (APY) paid on balances between $0.01 and $10,000.00, and 0.02% APY paid on all amounts $10,000.01 or above each cycle the minimum qualifications are met. If you do not meet all of the qualifications per cycle, your account will earn Base Rate 0.01% APY; however, it will not receive ATM fee refunds for that time period. A $5.00 monthly fee will be charged for paper statements; fees may reduce earnings. Rates as of March 16, 2020. We may change the interest rate and APY at any time after the account is opened. No minimum balance required; however, you must deposit $100 to open this account. Available to personal accounts only. Limit one Extreme Checking account per social security number/individual. Ask a banker for details. Requires Internet Banking.


591 Freedom Park Drive    Edgewood, KY 41017

Branch Hours

ITM Hours

M-F:  9 AM – 5 PM

M-F:  7 AM – 8 PM

 SAT: 9 AM – 12 PM

SAT:  9 AM – 4 PM