Steve’s mortgage career began in 1995 with Franklin American Mortgage Company in Franklin, TN. During his long tenure, Steve developed, planned and executed on strategy for sales, operations, technology, compliance and regulation. He successfully grew t he division from $5-10M to over $1B in mortgage sales. Citizens Bank Mortgage acquired the company in 2018, that resulted in Steve leading a consolidated sales team through a difficult transition that included new leadership, technology, products, process and a new culture. He joined Commonwealth Bank & Trust Company as Executive Vice President in 2020 with a solid belief in servant leadership, hard work, attention to detail, as well as comprehensive knowledge of strategic planning and problem solving. Steve leads his team of loan originators with a focus on mentoring, coaching and relationship building to promote a positive customer experience.