Commonwealth Bank and Trust Company

Loans and Credit Cards

Home Equity/Home Equity Line of Credit

Use the equity in your house to pay for your projects. And, best of all, the interest you pay may even be tax deductible.*

Car Loans

New or used – it doesn't matter. CBandT offers competitive car loans for both new and used car models. Call your local branch for a pre-approval that gives you more bargaining power when negotiating the price of your new car.

Personal Line of Credit

With a personal line of credit from CBandT, you will have cash ready and available when you need it.


CBandT offers numerous mortgage products to fit your needs. Visit our Mortgage Directory for details.
Learn More

Credit Cards

CBandT offers several different Visa Credit Cards. You can get a Visa Platinum Card (variable rate), a Visa Gold Card with no annual fee (variable rate), or a Secured Card (fixed rate). One of our credit card options will meet your individual needs.

ScoreCard Program

Commonwealth Bank & Trust offers the ScoreCard program to our customers through a competitive rate Visa Credit Card. ScoreCard rewards you when you use your card by accumulating points that can be used for travel awards, travel discounts or merchandise.

Financial Calculators

Whether you want to buy a home, finance a car, or decide how much to save, making the right decision often depends upon the right information. Below you'll find easy-to-use financial calculators to help you get the numbers to make informed choices about loans, savings, investments, and more.

View Calculators

To apply for any CBandT loan, visit your nearest branch or call 502.259.2000, 502.633.1000 or 859.746.9000.
Subject to credit approval. *Consult a tax advisor regarding the deductibility of interest.